TOP 5 ONLINE CASH LOAN APPS with Long Payment Periods

✅TOP 5 ONLINE CASH LOAN APPS with Long Payment Periods ✅Cashspace ✅Tonik Bank ✅Finbro
TOP 5 ONLINE CASH LOAN APPS with Long Payment Periods

Best online loans

Best Choice
Whitebit
1000 PhP. Return
1000 PhP. Take
20 PhP. Overpayment
0% interest rate for new clients
GET LOAN MORE DETAILS
96% Approved
Finloo
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 20000 PhP 20000 PhP 30-90 days
0% interest rate for new clients
GET LOAN MORE DETAILS
New loan
Finbro
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 50 000 PhP 50 000 PhP 30-366 days
0% interest rate for new clients
GET LOAN MORE DETAILS
Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0% interest rate for new clients
GET LOAN MORE DETAILS

In the era of digitalization, obtaining a loan has become a seamless process. Online cash loan applications have revolutionized the way we borrow money, providing the convenience of applying for a loan right from our homes and receiving the funds swiftly. Here are the top 5 online cash loan apps that offer extended repayment periods:


Cashspace

  • Loan amount: PHP 2000 to PHP 20000
  • Repayment period: 91 days to 180 days
  • Interest rate: 0.5% per day
  • Approval time: Within 24 hours
  • Unique feature: No collateral or guarantor required
  • Advantages: Quick approval time, no need for collateral or guarantor.
  • Disadvantages: High daily interest rate, relatively short repayment period.

The application to be highlighted is available on both Google Play and iOS. This application stands out due to its user-friendly interface and the ease with which the application process can be completed. One of its key features is the ability to take out multiple loans, provided the user's credit limit permits it. The loan approval process is relatively quick, and users can potentially receive more than 20,000 pesos, depending on their credit history.

Get CashSpace Loan


Tonik Bank

  • Loan amount: PHP 5000 to PHP 50000
  • Repayment period: 6 to 24 months
  • Interest rate: Fixed at 7%
  • Approval time: Within minutes
  • Unique feature: No credit history or collateral required
  • Advantages: Fast approval, no need for credit history or collateral, fixed interest rate.
  • Disadvantages: Limited to a maximum loan amount of PHP 50,000.

The application on the list is a revolving credit app that allows users to repay their loans in monthly installments. This application is relatively new and offers an interest rate of around 2% or less. It provides users with the flexibility to convert their credit limit into a term loan.

This cash loan service is available to clients who have a savings account with the bank. The application process is straightforward, and if all goes well, users can receive the money in less than five minutes.

Get Tonik Bank App


Finbro

  • Loan amount: PHP 1000 to PHP 50000
  • Repayment period: Up to 12 months
  • Approval time: Within minutes
  • Unique feature: Accessible from any mobile device or computer
  • Advantages: Quick approval time, accessible from any device.
  • Disadvantages: Limited to a maximum loan amount of PHP 50,000.

Get Finbro Loan


Peroloan

  • Loan amount: PHP 3000 to PHP 20000
  • Repayment period: Flexible
  • Approval time: Within 24 hours
  • Unique feature: Funds can be released in as fast as 24 hours after approval
  • Advantages: Quick approval and fund release, flexible repayment period.
  • Disadvantages: Limited to a maximum loan amount of PHP 20,000.

Get Peroloan Loan

More about Peroloan


BillEase

  • Loan amount: Varies
  • Repayment period: Flexible
  • Approval time: Within 24 hours
  • Unique feature: Allows you to shop and pay at a later time
  • Advantages: Flexible loan amount and repayment period, allows shopping now and paying later.
  • Disadvantages: Loan amount varies, may not be suitable for those needing a specific amount.

This application is specifically designed for select users who are offered loans. With a little patience, users can potentially receive up to 50,000 pesos. The loan can be repaid in three, six, or twelve-month installments. An administrative fee, equivalent to one percent of the loan amount, is applied. This application also allows multiple loans, as long as the user's credit limit allows it.

Get BillEase Loan


These are the top five online cash loan applications offering extended repayment periods. Each application has its unique features and benefits. Potential users are encouraged to explore these applications further to identify the one that best suits their needs. Remember, it's always important to borrow responsibly and ensure that you can comfortably repay any loan you take out.

Comparative Table

Lender

Loan Amount

Repayment Period

Interest Rate

Approval Time

Unique Feature

Cashspace

PHP 2,000 to PHP 20,000

91 days to 180 days

0.5% per day

Within 24 hours

No collateral or guarantor required

Tonik Bank

PHP 5,000 to PHP 50,000

6 to 24 months

Fixed at 7%

Within minutes

No credit history or collateral required

Finbro

PHP 1,000 to PHP 50,000

Up to 12 months

N/A

Within minutes

Accessible from any mobile device or computer

Peroloan

PHP 3,000 to PHP 20,000

Flexible

N/A

Within 24 hours

Funds can be released in as fast as 24 hours after approval

BillEase

Varies

Flexible

N/A

Within 24 hours

Allows you to shop and pay at a later time

Please note that the information provided in this article is based on the data available as of the time of writing and may vary. Always check the lender's official website or contact their customer service for the most accurate and up-to-date information.


Frequently Asked Questions

How do these online cash loan apps work?

These apps allow you to apply for a loan online. Once your application is approved, the loan amount is transferred to your account.

What are the requirements toapply for these loans?

The requirements vary by lender, but generally, you must be at least 18 years old, a resident of the Philippines, and have a stable source of income. Some lenders may also require a valid government-issued ID and proof of income.

How long does it take to get approved?

The approval time varies by lender, but most can approve your loan within 24 hours.

Can I apply for a loan if I don't have a credit history or collateral?

Yes, some lenders like Tonik Bank do not require a credit history or collateral.

What are the advantages and disadvantages of these online cash loan apps?

The advantages include quick approval times, no need for collateral or guarantors, and the convenience of applying from home. The disadvantages include high interest rates and limited loan amounts.


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Top loans
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 90 - 720 days
0.00% interest rate for new clients
GET LOAN MORE DETAILS
Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0% interest rate for new clients
GET LOAN MORE DETAILS
1 130 PhP. Return
1 000 PhP. Take
130 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 30 days
0.43% interest rate for new clients
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96% Approved
Best Choice
MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0% interest rate for new clients
GET LOAN MORE DETAILS

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