Bank
96% Approved
Recommended
Vamo
1 130 PhP. Return
1 000 PhP. Take
130 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 30 days
0.43% interest rate for new clients
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New loan
Cashspace
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25000 PhP 25000 PhP 30-180 days
0% interest rate for new clients
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New loan
Cashxpress
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 30000 PhP 30000 PhP 30 days
0% interest rate for new clients
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New loan
Peroloan
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 25000 PhP 25000 PhP 30-366 days
0% interest rate for new clients
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New loan
Creditify
1020 PhP. Return
1000 PhP. Take
20 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25000 PhP 25000 PhP 62-360 days
0.11% interest rate for new clients
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New loan
FinApps
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25000 PhP 25000 PhP 30-180 days
0% interest rate for new clients
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New loan
Finbro
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 50 000 PhP 50 000 PhP 30-366 days
0% interest rate for new clients
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Recommended
Loanonline
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25 000 PhP 25 000 PhP 30-366 days
0% interest rate for new clients
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96% Approved
Best Choice
MoneyCat
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 20 000 PhP 20 000 PhP 90-180 days
0% interest rate for new clients
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Best Choice
DiGiDo
1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 10 000 PhP 25 000 PhP 90-180 days
0% interest rate for new clients
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1 170 PhP. Return
1 000 PhP. Take
170 PhP. Overpayment
First loan: Maximum amount: Loan term:
500 - 25 000 PhP 25 000 PhP 60 - 180 days
0.16% interest rate for new clients
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Recommended
PesoRedee
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 7000 PhP 20000 PhP 30-180 days
0% interest rate for new clients
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New loan
FinaGuru
1010 PhP. Return
1000 PhP. Take
10 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 20000 PhP 20000 PhP 30-90 days
0% interest rate for new clients
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An example of calculating the interest rate on a microcredit of 3000 PHP for a period of 100 days: The interest rate for using a microcredit in each of 100 days is 1.5% per day.
Recommended
Pitacash
1000 PhP. Return
1000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25000 PhP 25000 PhP 30-366 araw
0.11% interest rate for new clients
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1015 PhP. Return
1000 PhP. Take
15 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 25000 PhP 25000 PhP 62-360 days
0.11% interest rate for new clients
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1 000 PhP. Return
1 000 PhP. Take
0 PhP. Overpayment
First loan: Maximum amount: Loan term:
1 000 - 30 000 PhP 30 000 PhP 90 - 720 days
0.00% interest rate for new clients
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1002 PhP. Return
1000 PhP. Take
2 PhP. Overpayment
First loan: Maximum amount: Loan term:
1000 - 7000 PhP 20 000 PhP 62-360 days
0.00% interest rate for new clients
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100% loan with bad credit

None of us is immune from financial problems, and it often happens that borrowers cannot pay their debt on time or make delays in payments, which damages their credit history. For banks, a person with a negative credit history is an unreliable client who will most often be denied a loan. Microfinance organizations, on the other hand, are more loyal to borrowers and in many of them you can get a 100% loan with a bad credit history from MFIs.

Features of online loans with bad credit history

Microfinance organizations compensate for the risks of non-repayment of debt with an increased interest rate. Companies that can get a 100% loan approval with a bad credit history increase the already high interest rate. As a result, such a loan product can be issued for 0.01-2% per day.

At the same time, all the advantages and conveniences of applying to MFIs remain:

  • fast processing of the application;
  • possibility to apply for a loan around the clock;
  • no need to provide income statements, attract guarantors and register property as collateral.

The most significant advantage of online loans is that after the timely repayment of debts in the MFI, the credit history will be improved. There are even special programs that improve credit history, therefore it is better to try to get a loan online in all MFIs.

How to get 100% loan approval with bad credit score

MFIs impose a minimum of requirements on borrowers, therefore they often issue a loan with a bad credit history, a client who meets the following conditions can receive 100% approval:

  • age 18-75 years;
  • having Filipino citizenship.

At the same time, it is mandatory to indicate a valid phone number and email address, as well as enter in the application the details of the bank card to which you plan to receive money - you can use both debit and credit for these.

How much 100 percent with a bad credit history will be issued depends on the conditions of a particular organization. In many MFIs, new clients are approved for a smaller amount, and when they apply again, the limit is increased.

Applying for a loan with a bad credit history

To get a loan, you need to do the following:

  1. Go to the MFI website, click on the "Apply" tab and fill out an online application form.
  2. Wait for the decision of the organization.
  3. Upon approval, the client receives an agreement by e-mail, which must be read and, if agreed with the conditions, signed by sending SMS.

As a rule, the consideration of the application takes no more than 20 minutes. If no mistakes were made when filling out the questionnaire, then in most cases the answer comes instantly. Money after confirmation of agreement with the contract is also credited immediately.

To increase your chances of getting a loan, we recommend that you fill out applications on several sites at once. After receiving a response and receiving an offer to issue a microloan, you always have the opportunity to choose the most favorable conditions.

How to pay off a loan online

To improve your credit history and get access to a large number of profitable loan products in the future, you should pay your loan on time.

Almost all MFIs provide several ways to pay off debt:

  • by transfer from a bank card using Internet banking;
  • bank transfer to the account of the organization;
  • using an electronic wallet;
  • through a payment terminal;
  • in cash at the ground branch.

To get the amount you need, we suggest you use the services of our service. We will help you get 100% approval for a loan with a bad credit history, here you can see and compare offers from different microfinance companies. We do not issue online credit cards, but it is on our website that you can find the best offers from all MFIs in the Philippines. The list contains organizations that are the most loyal to customers. Even when asking for a credit history, they do not attach much importance to it. The main thing is that at the date of making the payment under the agreement, the borrower has the appropriate financial capabilities for this.

It will take only 10 seconds for us to send your application to 8 financial institutions in the Philippines

A single online loan application for all financial institutions in the country. Fill in a short form of a single online loan application in a minute. For free, we will select suitable partners, who are ready to issue a loan to you, and we will send them your data for consideration. You will get approval and money from one or several companies today!

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