CREZU - Loan up to 25000 PHP - Review

About Crezu

Crezu.ph is a Philippine-based credit broker that offers a platform to compare personal loan offers from a variety of licensed financial institutions. The service is free, allowing users to search and select loans based on their needs without paying any additional fees. Crezu works as an intermediary, connecting borrowers with lending partners but is not directly responsible for the loans or their terms.

Loan Terms and Conditions

• Loan Amount: Borrowers can request loans ranging from ₱1,000 to ₱25,000, depending on the lender.
• Loan Duration: Loan terms typically range from 61 to 120 days, giving borrowers 2 to 4 months to repay the loan.
• Interest Rates: Interest rates vary between lenders, with APRs ranging from 12% to 36%, depending on the borrower's credit history and loan terms.
• Eligibility: To apply, you must be a Philippine resident, over 18 years old, with a valid ID, phone number, and bank account.

How It Works

Getting a loan through Crezu is straightforward:

1. Fill out a short online application form, which takes only a few minutes.
2. Crezu will automatically compare multiple offers from a variety of lenders and present the best options tailored to your profile.
3. Choose your preferred loan offer, sign the agreement with the lender, and receive the money directly to your bank account or in cash at a nearby location.

Key Advantages

• Free Service: No hidden fees or commissions are charged for using Crezu.
• Quick Process: The average approval time is just 14 minutes, and 86% of users return to the service for future loans.
• Bad Credit Accepted: Crezu works with lenders that approve loans for individuals with poor credit histories.
• Convenience: The platform is available 24/7, and users can access it from anywhere in the Philippines with an internet connection.

Crezu.ph helps users find quick online loans with flexible terms, making it an ideal choice for those seeking urgent financial assistance without the hassle of dealing with multiple lenders.