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    Kviku

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    Kviku is one of the first loan services that works without participation of human operators.

    All operations are fully automated. It gives you the possibility of getting a loan any time and any day of the week. Also, this makes the procedure quick and easy.

    Make sure you provide all necessary information and you’ll be able to get your loan almost instantly!

    Simple procedures
    We minimized all the documents to provide you the easiest way to get the loan.

    100% online
    No need to visit a branch. You can submit your application form anytime, even after banking hours and during weekends.

    24-hour approval
    Get your loan approved in as quick as 24 hours and have the cash deposited directly into your bank account.

    Cost transparency
    No hidden fees and charges. Know exactly how much you are paying from the first step of application.


    • Amounts from 500 up to 25 000 PhP
    • Loan term from 60 days up to 6 months
    • Succeeding loans are available immediately after the payment of the previous one
    • Increasing loan amount for the succeeding loans
    • Individual limits for additional loans

    You can get a loan if:

    • You are a Filipino citizen, 20-55 years old and have a valid Government ID.
    • Your mobile phone number is not blocked.
    • You have registered on the website.

    Loan terms:

    • For first time borrowers, you may be approved for a maximum of 60 days.
    • For repeat borrowers, you may be approved for a maximum of 180 days.

    How to get a loan at Kviku

    1. Fill up the online application.
    2. Enter the loan amount.
    3. Select how you want to receive the money.
    4. Enter the code sent to you via SMS to confirm the contract.
    5. Kviku service will transfer the funds to you immediately.

    FAQ about Kviku in Philippines

    How can I avail a loan?

    You can get a loan if:

    • You are a Filipino citizen, 20-55 years old and have a valid Government ID.
    • Your mobile phone number is not blocked.
    • You have registered on the website.

    What is an installment loan?

    For our Installment loan, you can be approved for a loan of Php 500 to 25,000, which is payable within 60 days, with a daily interest rate of 0.16%.

    What requirements do I need to present?

    We only require 1 government valid ID, but it will help if you can present supporting documents like payslip, COE, ITR, company ID, DTI (if self-employed or with business). Repeat borrowers can be automatically approved.

    What are the loan terms?

    • For first time borrowers, you may be approved for a maximum of 60 days.
    • For repeat borrowers, you may be approved for a maximum of 180 days.

    How much can I borrow?

    You can borrow from Php 500 to Php 25,000.

    When can I apply?

    You can apply anytime and anywhere. You may apply online on our website: www.kviku.ph.

    Is it difficult to get a loan?

    It is not complicated. Simply fill up the online application, enter the loan amount, and select how you want to receive the money. Enter the code will be sent to you via SMS to confirm the contract. Kviku service will transfer the funds to you immediately.

    My application has been approved. When can I receive the money?

    The requested amount is sent immediately after signing the contract. The speed of the transaction depends on your bank and usually takes 1 to 2 days. For Cebuana Cash Pick-up and G-cash, the transfer will not take more than 24hrs within working days.

    Can I apply for another loan?

    The Kviku service establishes an individual limit for each client. You have the right to get one more loan within these limits if you do not have past-due payments on previous loans.

    Will the next loan limit increase?

    Kviku automatically increases the available loan after the payment of the previous one. The succeeding loan will be available immediately after the repayment of the previous loan.

    How do I know if my application has been approved?

    You will find all the relevant information on your Profile. The information will appear there after you submit your application form. After your application is approved, the contract will be confirmed by entering the code that will be sent to you via SMS.

    How long do I have to wait for the amount after the approval of my application?

    We send the money to you a couple of seconds after you confirm the contract. However, it may take receiving banks some time to credit the funds. You can expect to receive the funds during working hours - from 8:00AM to 4:00PM on the weekdays. In case your application was approved at night, you will be able to receive the money the following morning. If you were approved during the weekend, you will receive the transfer only on Monday morning.

    Why was I denied the loan?

    If you are of legal age and have always made credit payments on time, there may have been an error. Try to fill out and send an application again. The more personal data you indicate, the greater the chance that your application will be approved.
    Jax
    April 06 2022
    I want to thank Kviku for taking the time to approve me with out having a problem and they also refinanced my loan Thx operator Den u halp me lot

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