1. It only takes 5 minutes! Register and submit the application form. Remember to put in your ID and phone number correctly.
2. Approval within the day! Our industry leading solutions will ensure quick processing. Just make sure that your references are available to talk to us.
3. Get credited! Review, study and sign the contract. We will transfer the loan proceeds in your nominated bank or e-wallet account.
1. Login to Vamo with your registered phone/email and password.
2. Few clicks, sign the contract and the loan will be transferred to you!
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Register. Fill out the application and confirm submission by OTP (one-time password).
Await the confirmation. You may receive a call from our customer service representative.
Withdraw the approved credit. Funds will be transferred to your bank account or e-wallet.
Flexible repayment options. Choose to repay loan entirely anytime or pay back by minimum monthly payments.
Your first loan term is 10 days. You can either pay the entire loan amount or if choosing minimum monthly payments, afterwhich you will be invoiced every 30 days (if you have an outstanding balance) - the term can range from few months to few years, depending on your loan amount.
The daily interest rate is 1.3% for remaining unpaid loan principal. A processing fee of PHP 100 is billed every invoice to cover our partners' fees for the maintenance of your credit line with us.
We strive to review your loan application on the same working day and as soon as possible. Please be ready to await a call from our operator for verification and make sure that your references can take our call as well. Please note that we operate only during working days.
Filipino citizens, aged 20-65, living and working in the Philippines, with a valid ID.
You should be employed either by the government or a private company, you can be self-employed or own a private business.
You can borrow from PHP 1 000 to 30 000, however the final limit will always be reflected in your account.
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